VA insurance car rate
Reader’s Question:
I just want to know the penalties and fines if I drive without an insurance in the state of Virginia? Thank you.
Kim
Thank you for asking Kim.
The state of Virginia requires minimum auto insurance coverage of 25/50/20 This stands for for bodily injury/death of one person of $25,000 up to $50,000 and property damage $20,000. When buying license plates in VA you must certify that the car is covered by these required insurance or pay the fee for uninsured motor vehicle (UMV).
VA car owners who are uninsured or have not paid the UMV fee will have their vehicle registration suspended or revoked. To reinstate the drivers license the driver must pay a $500 statutory fee, file a Financial Responsibility Insurance Certificate (SR-22) with the DMV for 3 years and pay a reinstatement fee.
Getting a ticket for driving without insurance will result in fines, driver’s license suspension, and cancellation of the registration on all cars that you own or co-own. To get more information on the exact amount that you will need to pay for the fine, you may contact the court listed on the ticket since the amount will depend on the jurisdiction in which you received the citation. Some Virginia courts have a system in which you can pay the fine online.
Goodluck!
MariCAR