Teen Auto Insurance Rate VA
Reader’s Question:
If someone gets a MIP does their car insurance go up in Virginia?
Mike
Alexandria, VA
Insurance providers and laws differ from state to state but generally getting charged with being a Minor in Possession (MIP) will affect your auto insurance rates. Motorist under the age of 25 are found to be young and inexperience so typically have higher rates already, so getting charged with a MIP will make the risk for the insurance providers to cover the teens even higher and thus raising their car insurance rates even more.
Minor in Possession is what an individual under the age of 21 in possession, ownership or control of an alcoholic beverage can be cited with by a police officer. The punishment for this violation differs from state to state but most offenders are fined and possibly given community service. Harsher penalties in certain states include suspending the driving privilege of the cited individual for a period of up to a year.
