sr22 rate Virginia
Reader’s Question:
I got a DUI more than 4 years ago and I was required to carry an sr22. Recently I noticed that my insurance provider is still charging me of the sr22 when I was no longer required to carry this. How long am I required to carry sr22 in Virginia? Is it my responsibility to inform them if I dont need it anymore?
Ryan
Good Question Ryan.
The length of time that a person will be required to carry an SR-22 may vary in Virginia. Typically it must be held for 3 years with a DUI/DWI offenses. According to the Virginia Department of Motor Vehicles , when three years have elapsed from the effective date of the suspension or revocation, the DMV relieves the vehicle owner of the requirement of providing sr22. You may contact the VA Department of Motor Vehicle to get more information.
If you think that you no longer need to carry the SR-22 then you inform your insurance company regarding this. The insurance company should then send the state in the form of an SR-26 to certify that you have cancelled your SR22. The sr26 is a form that is being used by the insurance provider showing the cancellation of SR-22 financial responsibility certificate insurance.
If you do not inform your insurance company when it is time remove the SR22 certificate they will then continue to keep it and charge you the renewal rate including it on your policy. Other insurance companies would not do this unless you would inform them that you need a policy with this sr22 or financial responsibility certificate.
Goodluck!
MariCAR