Non Owners SR22 Insurance Virginia
Filed under: Non Owner SR22 Virginia, SR22 Arlington VA, SR22 Richmond VA, SR22 Virginia
Reader’s Question:
My girlfriend got a DUI and she wants to get her license. She was told she needs to get an SR22 to get her license back. She doesn’t have a car right now so how does she get insurance for a car she does not have?
Sam
Richmond, VA
Your girlfriend will need a non-owners SR-22 if she does not own a car nor has a car in his household in which to place an car insurance policy upon.
If the state of VA requires an SR-22, certificate of financial responsibility, as part of the terms of reinstatement for your girlfriend’s driver’s license then she will need to acquire and maintain one even if she does not own a car. If you own a vehicle, normally you get the mandated liability coverages and SR22 filing on the car(s) you own. If you do not own a vehicle then you get a non-owners policy which is still the mandated coverages plus the get the SR-22 filed in Virginia as required there is just no vehicle to list on the policy.
Generally, a non-owners SR-22 permits the named insure to operate any car that they are given permission to drive by the vehicle owner, unless the car is owned by a household member.
