SR22 Insurance Virginia
Reader’s Question:
What is the process to get my license back here in Virginia? Also where can get information about SR22 insurance?
Georgette
Alexandria, VA
For people who has had their driving privileges suspended due to: 1.) Driving Under the Influence (DUI) or also known as Driving While Intoxicated (DWI) arrest, 2.) Accumulating one too many driving violations within the year, 3.) Driving without carrying a valid Driver’s License, 4.) Driving without adequate liability auto insurance coverage or, 5.) Being at fault in causing a major motoring accident, getting an SR22 insurance is a must before they can be allowed get back on the road. This rule also applies to the state of Virginia.
In order to get your drivers license back, you must first get an SR22 insurance Virginia policy. An SR22 insurance or form is basically proof of financial capacity (in the form of car insurance coverage) that the state requires high-risk drivers or those who have exhibited unsatisfactory driving behaviors to carry. Basically, if you are a risky driver, you must be financially capable of paying anyone you injure, as well as any property you may have damaged during a car crash.
To get the necessary SR22 form and insurance in your state, you must find an authorized car insurance carrier to file this form for you to your state DMV or Department of Motor Vehicles. Once this is done, you will need to maintain your SR22 insurance policy for at least three years, without any lapse or cancellation in your coverage. We recommend that you take advantage of the free SR22 insurance search tool on this website to find authorized provider in your state as well as compare rates and policies easily.
DUI SR22 Insurance in Virginia
Reader’s Question:
I really don’t know what to do with my friend anymore. He has been arrested for Driving under the Influence for the third time now despite all our efforts to remind me that he must not do this. Upset as I am, I’m also very concerned. What is going to happen to him? How long is he going to be imprisoned, and how can he get that DUI SR22 insurance to reinstate his license?
Jen
Richmond, VA
I’m afraid that this third offense for driving under the influence will now be considered by the state of Virginia as a felony. Though the standards and regulations may differ in each state, most states are pretty strict about DUI. Understandably, drivers who have had swigs of liquor before getting on the road pose a great risk to other motorists. In Virginia, a third offense within 10 years is already a felony and this will result in the revocation of his driver’s license. Jen, your friend will also be fined $1000 plus 90 days in jail. If his first, second and third offense happened within 5 years, he will have to do time for about 6 months. Not only that, his vehicle will be permanently confiscated by the state. In both cases, he will be asked to install an ignition interlock device in every single vehicle that he owns and drives.
When all this is over and he intends to get back on the road, he will be required to obtain DUI SR22 insurance in Virginia, which is basically proof of insurance. Without this, he cannot have his license reinstated. Those with history of drunk driving are considered high risk motorists so the state must ensure that they can handle possible accident liability in the future.