Teen Auto Insurance Rate VA
Reader’s Question:
If someone gets a MIP does their car insurance go up in Virginia?
Mike
Alexandria, VA
Insurance providers and laws differ from state to state but generally getting charged with being a Minor in Possession (MIP) will affect your auto insurance rates. Motorist under the age of 25 are found to be young and inexperience so typically have higher rates already, so getting charged with a MIP will make the risk for the insurance providers to cover the teens even higher and thus raising their car insurance rates even more.
Minor in Possession is what an individual under the age of 21 in possession, ownership or control of an alcoholic beverage can be cited with by a police officer. The punishment for this violation differs from state to state but most offenders are fined and possibly given community service. Harsher penalties in certain states include suspending the driving privilege of the cited individual for a period of up to a year.
Auto Insurance Virginia Beach VA
Reader’s Question:
I will be moving from New New York to Virginia Beach, Virginia. I would like to know if my driving record will follow me in Virginia?
Ian
Virginia Beach, VA
According to the Virginia Department of Motor Vehicles (DMV), basically an out of state driving record would be placed on your new Virginia driver’s license so you would start anew . This is of course as long as you do not have outstanding traffic tickets or other issues that are pending in New York. If you do have traffic tickets or other moving violations with your New York driver’s license then you would need to get them cleared up first before applying for a Virginia driver’s license.
The Virginia Department of Motor Vehicle will check the national driver registry (NDR) to make certain that your New York license does not have any pending tickets or other violations with it, such as an active suspension, etc, before allowing you to acquire a driver’s license in Virginia Beach, VA.